MACRO-BUY · 5-CONDITION MONITOR2026-07-30 13:45 UTC
SIGNALWAIT3/5 CONDITIONS MET
#118.21vs 30.00
#23.63%vs Δ90d ≤ 0
#3$1011.6Bvs 6mo Δ < 0
#415.2ppvs ≥ 5pp
#5+8.6%vs > 0%
VERDICTWAIT3/5 met
#CONDITIONVALUETHRESHOLDDETAILSTATUSAS OF
1VIX > 3018.2130.005-day avg 18.16UNMET2026-07-28
CBOE Volatility Index above 30 signals elevated fear / capitulation. Below 20 = complacent; 20-30 = elevated; >30 = panic.
2Fed funds rate not upward3.63%Δ90d ≤ 0Δ90d = -1 bpsMET2026-07-28
Effective Fed Funds Rate (DFF) is flat or declining over the trailing 90 days. Cuts/pauses support equities; hikes don't.
3Margin debt decreasing$1011.6B6mo Δ < 06mo Δ = +7.1% (manual data — see README)UNMET2026-03
FINRA debit balances in customers' margin accounts trending down. Falling margin debt = forced deleveraging done; rising = late-cycle euphoria.
4Clear leading sectors15.2pp≥ 5ppLeaders: Healthcare 14.0%, Technology 9.2%, Financials 9.1%MET
At least 3 SPDR sectors clearly outperform the laggards over 3M (top-3 mean − bottom-3 mean ≥ 5 percentage points).
5Earnings growth of leading sectors+8.6%> 0%Healthcare 3.1%, Technology 14.2%, Financials 8.5% (manual data — as of 2026-Q1)MET2026-Q1
Average Y/Y EPS growth of the top-3 leading sectors is positive. Sourced from FactSet Earnings Insight (manual entry — see README).
SPDR SECTOR 3M RETURN
#SECTORSYMBOL3M RETURN
1HealthcareXLV+14.02%
2TechnologyXLK+9.17%
3FinancialsXLF+9.13%
4IndustrialsXLI+4.49%
5Real EstateXLRE+4.26%
6Cons. StaplesXLP+3.33%
7MaterialsXLB+1.58%
8EnergyXLE-1.19%
9UtilitiesXLU-1.27%
10Cons. DiscretionaryXLY-4.04%
11CommunicationsXLC-7.95%